{"id":356859,"date":"2023-12-13T08:42:21","date_gmt":"2023-12-13T11:42:21","guid":{"rendered":"https:\/\/blogdofarnesio.com.br\/?p=356859"},"modified":"2023-12-12T16:36:59","modified_gmt":"2023-12-12T19:36:59","slug":"programa-desenrola-brasil-e-prorrogado-ate-31-de-marco-de-2024","status":"publish","type":"post","link":"https:\/\/blogdofarnesio.com.br\/?p=356859","title":{"rendered":"Programa Desenrola Brasil \u00e9 prorrogado at\u00e9 31 de mar\u00e7o de 2024"},"content":{"rendered":"

O Programa Desenrola Brasil foi prorrogado at\u00e9 31 de mar\u00e7o de 2024, de acordo com a Medida Provis\u00f3ria n\u00ba 1.199<\/a>, de 11 de dezembro de 2023, publicada nesta ter\u00e7a-feira (12) no Di\u00e1rio Oficial da Uni\u00e3o. Outra novidade \u00e9 que usu\u00e1rios com conta bronze no gov\u0702br j\u00e1 podem acessar a plataforma de renegocia\u00e7\u00e3o do governo<\/p>\n

A\u00a0Portaria 1.572<\/a>, de 11 de dezembro de 2023, tamb\u00e9m foi publicada no DOU e estabelece que, a partir desta ter\u00e7a, usu\u00e1rios com conta bronze no\u00a0Gov\u0702br<\/a>\u00a0j\u00e1 podem acessar a plataforma de renegocia\u00e7\u00e3o de d\u00edvidas do Governo Federal.
\nA prorroga\u00e7\u00e3o \u00e9 v\u00e1lida para a Faixa 1, que consiste nas negocia\u00e7\u00f5es feitas diretamente na plataforma de renegocia\u00e7\u00e3o do Desenrola, programa emergencial de renegocia\u00e7\u00e3o de d\u00edvidas privadas de pessoas f\u00edsicas inadimplentes.<\/p>\n

J\u00e1 a Faixa 2, que inclui as negocia\u00e7\u00f5es feitas diretamente com os bancos e outros credores, continua sendo v\u00e1lida at\u00e9 31 de dezembro. Portanto, a partir de janeiro, as negocia\u00e7\u00f5es ser\u00e3o feitas exclusivamente pela plataforma.<\/p>\n

O site do Desenrola, por sua vez, exigia que as pessoas tivessem certificado prata ou ouro na conta do Gov\u0702br para que pudessem acessar as vantagens do programa. Agora, o certificado mais b\u00e1sico, n\u00edvel bronze, passa a ser suficiente para visualizar as ofertas e realizar renegocia\u00e7\u00f5es com pagamento \u00e0 vista. A medida beneficia 12,7 milh\u00f5es de pessoas que se encaixam no perfil do programa e t\u00eam conta bronze.
\nBENEFICIADOS<\/strong>\u00a0\u2013 O programa j\u00e1 beneficiou cerca de 11 milh\u00f5es de brasileiros, incluindo pessoas que puderam realizar desnegativa\u00e7\u00f5es autom\u00e1ticas de d\u00edvidas de at\u00e9 R\uff04 100. Na plataforma do programa, houve descontos m\u00e9dios de 90% para os pagamentos \u00e0 vista e de 85% para as quita\u00e7\u00f5es parceladas, conforme mostrou o censo do Desenrola.
\nA partir de agora, todas as d\u00edvidas na plataforma poder\u00e3o ser renegociadas com op\u00e7\u00e3o de parcelamento. Essa amplia\u00e7\u00e3o significa que mais 7,3 milh\u00f5es de d\u00edvidas que estavam dispon\u00edveis para pagamentos \u00e0 vista poder\u00e3o ser divididas em at\u00e9 60 meses, sem necessidade de entrada e com quita\u00e7\u00e3o da primeira parcela somente em 2024. S\u00e3o d\u00edvidas negativadas entre 2019 e 2022, e cujo valor atualizado seja inferior a R\uff04 20 mil.
\nCENSO DO DESENROLA<\/strong>\u00a0\u2013 Em opera\u00e7\u00e3o desde seu lan\u00e7amento em julho, o programa Desenrola Brasil j\u00e1 contabiliza um valor de R\uff04 29 bilh\u00f5es em d\u00edvidas renegociadas. A Fase 2 do programa, aberta em outubro, envolvendo a renegocia\u00e7\u00e3o de d\u00edvidas banc\u00e1rias e n\u00e3o banc\u00e1rias (como contas de luz, \u00e1gua, varejo e educa\u00e7\u00e3o), contou com descontos de at\u00e9 98,6% do valor originalmente devido (caso de um d\u00e9bito que caiu de R\uff04 835,02 para R\uff04 10,91). Os dados s\u00e3o do \u201cCenso Nacional do Programa Desenrola Brasil\u201d, divulgado no \u00faltimo dia 6.
\nO Censo do Desenrola mostra tamb\u00e9m que o ticket m\u00e9dio da renegocia\u00e7\u00e3o foi de R\uff04 248 nos pagamentos \u00e0 vista e de R\uff04 791, quando a op\u00e7\u00e3o foi por pagamento parcelado. A m\u00e9dia dos descontos foi de 90% para os pagamentos \u00e0 vista e de 85% para as quita\u00e7\u00f5es parceladas. A m\u00e9dia dos juros, no caso de parcelamento, foi de 1,8% mensal, com m\u00e9dia de 11 parcelas. Nos pagamentos \u00e0 vista, a maioria dos consumidores (75%) optou por pagamento por meio de Pix. Nos pagamentos parcelados, 91% optaram pelo boleto.
\nOs setores que lideraram o ranking de renegocia\u00e7\u00f5es na Fase 2 foram Servi\u00e7os Financeiros (R\uff04 3,3 bilh\u00f5es); Securitizadoras (R\uff04 513 milh\u00f5es) e Conta de luz (R\uff04 143 milh\u00f5es). No caso das contas de energia el\u00e9trica, mais de 82 mil pessoas foram beneficiadas e o valor original da d\u00edvida desses consumidores caiu de R\uff04 143 milh\u00f5es para R\uff04 52 milh\u00f5es (ou seja, redu\u00e7\u00e3o de quase 64%). Do total de 5.571 munic\u00edpios com p\u00fablico eleg\u00edvel ao Programa (Fase 2), foram realizadas renegocia\u00e7\u00f5es em 5.491 localidades (98,6%).<\/p>\n

Fonte:\u00a0<\/strong>Secretaria de Comunica\u00e7\u00e3o Social da Presid\u00eancia da Rep\u00fablica<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"

O Programa Desenrola Brasil foi prorrogado at\u00e9 31 de mar\u00e7o de 2024, de acordo com a Medida Provis\u00f3ria n\u00ba 1.199, de 11 de dezembro de 2023, publicada nesta ter\u00e7a-feira (12) no Di\u00e1rio Oficial da Uni\u00e3o. Outra novidade \u00e9 que usu\u00e1rios com conta bronze no gov\u0702br j\u00e1 podem acessar a plataforma de renegocia\u00e7\u00e3o do governo A\u00a0Portaria 1.572, de 11 de dezembro de 2023, tamb\u00e9m foi publicada no DOU e estabelece que, a partir desta ter\u00e7a, usu\u00e1rios com conta bronze no\u00a0Gov\u0702br\u00a0j\u00e1 podem acessar a plataforma de renegocia\u00e7\u00e3o de d\u00edvidas do Governo Federal. A prorroga\u00e7\u00e3o \u00e9 v\u00e1lida para a Faixa 1, que consiste nas negocia\u00e7\u00f5es feitas diretamente na plataforma de renegocia\u00e7\u00e3o do Desenrola, programa emergencial de renegocia\u00e7\u00e3o de d\u00edvidas privadas de pessoas f\u00edsicas… <\/p>\n","protected":false},"author":2,"featured_media":356860,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-356859","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia"],"acf":[],"yoast_head":"\nPrograma Desenrola Brasil \u00e9 prorrogado at\u00e9 31 de mar\u00e7o de 2024 - Blog do Farn\u00e9sio<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blogdofarnesio.com.br\/?p=356859\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Programa Desenrola Brasil \u00e9 prorrogado at\u00e9 31 de mar\u00e7o de 2024 - Blog do Farn\u00e9sio\" \/>\n<meta property=\"og:description\" content=\"O Programa Desenrola Brasil foi prorrogado at\u00e9 31 de mar\u00e7o de 2024, de acordo com a Medida Provis\u00f3ria n\u00ba 1.199, de 11 de dezembro de 2023, publicada nesta ter\u00e7a-feira (12) no Di\u00e1rio Oficial da Uni\u00e3o. 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